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Frequently Asked Questions

 

  1. What mistakes are commonly made when buying or refinancing a home?
  2. Should I refinance?
  3. Should I pay points? Does a zero point loan with no fees really exist?
  4. What is a FICO score?
  5. Why do interest rates change?
  6. What is the difference between being pre-qualifed and pre-approved?
  7. What is a rate lock?
  8. Can my loan be sold? What happens if my lender goes out of business?
  9. What is Private Mortgage Insurance (PMI)?
  10. What is an Annual Percentage Rate (APR)?